Rates & Insurance

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Health Insurance

At Thrive for Life Counseling, we understand the importance of mental health services and strive to make them accessible to everyone. To achieve this, therapists such as Emma Flores, Kelli JonesIndya Peoples, and Marilyn Verbiscer are in-network with various health insurance plans, including:

  1. Aetna
  2. Anthem Blue Cross Blue Shield
  3. Cigna
  4. Oxford
  5. United

We believe that your well-being should never be compromised by financial constraints. By being in-network with these major insurance providers, we aim to alleviate any concerns about the cost of mental health services. Thrive for Life Counseling is committed to supporting your journey towards mental and emotional well-being, ensuring that quality care is within reach for all.

Self Pay or Private Pay

Thrive for Life Counseling, originally a private pay practice, proudly offers personalized self-pay services. Counselor Wendy Galyen and Coach Lindsey Welch exclusively provide self-pay options, ensuring your therapeutic journey is tailored to your unique needs. Our decision not to accept insurance is rooted in prioritizing your best interests. Opting for self-pay grants you the freedom to choose a therapist aligned with your goals, without the constraints of insurance limitations. 

Thrive is happy to provide detailed receipts for potential reimbursement through your Out of Network Benefits. 

Experience therapy that prioritizes your well-being at Thrive for Life Counseling – where your mental health receives the personalized attention it deserves. Choose the freedom of self-pay services for a therapy experience tailored just for you.

EAP Employee Assistance Programs

At Thrive for Life Counseling, we understand the importance of supporting the mental and emotional well-being of employees. That's why we are proud to serve as an Employee Assistance Program (EAP) provider to help organizations create a healthier and more productive work environment for their staff and families.

An EAP is a confidential counseling service designed to support employees facing personal or work-related challenges.  At Thrive, we prioritize the mental health and happiness of employees. We are pleased to inform you that we are in-network with various EAP providers, including:

  1. Lyra Health
  2. Modern Health
  3. Community Health
  4. CompEAP
  5. Others

Payment Options

Thrive for Life Counseling offers a variety of convenient payment options including: Health Insurance, Self Pay/Private Pay, and Employee Assistance Programs.


Plans AcceptedThrive Therapists Who Accept InsuranceSession Types
Anthem BCBS
Emma Flores
Indya Peoples
Kelli Jones
Marilyn Verbiscer
*Wendy Galyen & Lindsey Welch do not accept insurance at this time
**Please reach out to admin@thriveforlifecounseling.com to verify your coverage & receive a cost estimate

Employee Assistance Programs (EAP)

Plans AcceptedThrive Therapists Who Accept EAPSession Types
Modern Health
Community Health & others
Emma Flores
Indya Peoples
Kelli Jones
Marilyn Verbiscer

Private Pay with Wendy Galyen

Type of SessionPricing
Initial Session - 60 mins
Follow-Up Session 30 mins$125
Follow-Up Session 45 mins
Follow-Up Session 60 mins
Adult ADHD Evaluation
* Rates Effective July 1, 2023
**Wendy Galyen does not accept insurance

Private Pay with Thrive Counseling Staff

Type of SessionPricing
Individual Therapy

Initial Session - 60 mins
Follow-Up Session 30 mins
Follow-Up Session 45 mins
Follow-Up Session 60 mins

Couples Therapy

Initial Session - 75 mins
Follow-Up Session 30 mins
Follow-Up Session 45 mins
Follow-Up Session 60 mins
Gottman Relationship Checkup

Coaching with Lindsey Welch

Type of SessionPricing
Clarity Session - 30 minsFree
Follow-Up Session 30 mins$30
Follow-Up Session 45 mins
Follow-Up Session 60 mins

Clinical Supervision

Clinical Supervision

SupervisionGrad Student$100
SupervisionMasters Level$125
SupervisionLicensed Associate Therapist$150
ConsultationLicensed Therapist$175
Group SupervisionSplit between members$200

Cancellation Policy

Your scheduled session time is exclusively held for you. Should you need to reschedule or cancel, kindly provide at least 24 hours notice to avoid being charged the full session fee. Your understanding is appreciated.  


Payments are securely processed through Square Invoice. Thrive accepts payments via checking account, credit card, HSA (Health Savings Account) and FSA (Flexible Spending Account). Payments must be made 24 hours prior to the start of the session.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
  • You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.

Any Other Questions

Please contact Thrive for Life Counseling with any questions, to provide an insurance cost estimate, etc.  We are here to make therapy accessible.